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How do I
start the approval process?
Take a few minutes to fill out our online
application. It is very short and should take less
than 5 minutes. Once submitted, our loan experts will
analyze your potential for different loan programs with
our many nationwide lenders.
How long
does the application process take?
Once you've submitted your application, you will be
contacted promptly by the loan expert handling your
request. The approval process takes anywhere from a
few minutes to a few hours, but rest assured, we'll
work hard to get you approved and get you the best possible
deal.
What type
of car can I buy?
In general, the car must be no more than 3 years old
and must have less than 65,000 miles. Both new or pre-owned
cars of any make or model are options.
I have bad
credit and have been turned down before. Can I get approved?
Absolutely! Our experts have helped hundreds of people
get approved even after they have been turned down multiple
times. Our process ensures that every application is
given every opportunity to be APPROVED, so even those
of us with poor credit can get approved quick and easy.
How much
will I need for a down payment?
Most Auto Purchases require some money down, but don't
worry, it's part of the approval process and we'll work
to ensure it is an amount that fits your situation.
Can I use
my trade as the down payment?
It is an excellent idea to use your trade for the down
payment. Depending on the value of the trade and the
amount you owe on it, you may or may not need additional
money down.
What do I
need to qualify?
While some lenders or loan programs require additional
information, most programs will require: driver's license,
proof of insurance, proof of residence, YTD check stub,
phone bill, electric bill, six references, and a down
payment.
Can I still
qualify if I have had a bankruptcy?
Yes! Fill out the application and we'll get started
immediately or give us a call (972-926-4800) and speak
to one of our loan experts.
Can I still
qualify if I have had a car repossessed?
Most of the time the answer is still YES. Call now (972-926-4800)
and talk to one of our loan pros to find out what options
are available.
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